When damage and misfortune strikes, insurance helps to provide financial recovery and assistance to people so they can move on with their lives as peacefully and completely as possible.
Speed, fairness (accuracy), and minimal waste or confusion in the process are extremely important for everyone concerned - for the insurance clients, the insurance companies, and the communities impacted by damage or injury.
This is why drones are rapidly becoming the must-have tool for insurance companies that value a fast, accurate, and cost-effective process to assess and process claims of property damage from their customers.
Drones also provide more safety for the insurance adjusters who benefit from a birds-eye view of property or an incident area. Roof damage from trees, hail, or storms can now be viewed in high definition video from the safety of a sidewalk, not a 20-foot extension ladder or an expensive cherry-picker lift.
Here are four notable examples of insurance companies that are now using drones for insurance. Click the link or the image to open a new window with more details.
- This article from Dronegenuity in late 2016 (date not specified) describes how AIG, State Farm, and USAA have been using drones for property claims.
These examples prove that drones are now on the scene, delivering great service and value in the insurance industry.
Looking farther forward, when insurance companies learn how to share appropriate data and information with local public safety agencies (e.g. fire and rescue departments) and federal agencies (e.g. FEMA), this should help save more lives, improve emergency response efforts, and save money from every taxpayer who lives in a community where disaster strikes.
TAKE NOTE! Using a drone for insurance assessment and adjusting is not for amateurs or hobbyists. Before you fly your drone over any property that has damage, be sure you know your local laws and airspace restrictions. If you are a drone pilot in the USA, be completely familiar with the information on the FAA's website here: http://knowbeforeyoufly.org/.
EXTRA IMPORTANT! Flying your drone in the vicinity of public safety / emergency response efforts can lead to civil or criminal penalties and fines. It can also cost lives.
What if a medevac helicopter has been called to the scene to rescue someone with life-threatening injuries? If an unidentified drone is spotted near the incident scene, the helicopter will not be able to land. Don't put others lives or missions at risk by operating your drone in a careless or reckless manner.
If you DO see a drone flying over a property, especially one that is damaged, don't assume it has ill intent. It may be the latest and greatest tool to benefit your local insurance agency, thus helping your neighbor get compensated faster and better than ever before.
P.S. Are you a drone pilot looking for the best resources and partners to help you succeed? Check out our website for sections on Standards, Education, and Partners (many with discounts or special offers for DPF members).